Senior Product Manager - Affordable Mortgages Loans

apartmentIDFC placeMumbai calendar_month 

Job Description

Job Requirements

Role/ Job Title: Senior Product Manager – Affordable Mortgage Loans
Business: Affordable Mortgages Loans

Function/ Department: Affordable Mortgages Loans

Job Purpose

The Senior Product Manager – Affordable Mortgage Loans will be responsible for end-to-end product management of the Affordable HL & LAP product within the Affordable Mortgage Loans business unit. Based in Mumbai, the role involves strategic oversight of product development, process optimization, market analysis, and P&L management.

The ideal candidate will drive innovation, streamline operations, and ensure competitive positioning in the market.

Roles & Responsibilities

Primary Responsibilities

Product Management
  • Develop ongoing market insights and identify sector trends.
  • Evaluate competitor offerings and benchmark product propositions.
  • Conduct SWOT analysis and uncover growth opportunities.
  • Configure and refine product pricing using market research and costing data.
Portfolio Review & Performance Management
  • Conduct post-launch product audits and competitor evaluations.
  • Analyse product and portfolio performance.
  • Adjust marketing and promotional plans based on performance insights.
  • Assess channel performance and rationalize portfolios.
  • Analyse the PnL, To find relevant trends and shar the same with stakeholders
Customer Journey & Process Streamlining
  • Design and implement smooth, innovative end-to-end customer journeys.
  • Customize and digitize loan processes and system platforms.
  • Ensure regulatory compliance and closure of audit observations.
Product Sales Support
  • Develop training modules and deliver training across teams.
  • Coordinate with support verticals (sales, credit, operations) for product execution.
Secondary Responsibilities
  • Develop and deliver training modules for internal teams.
  • Coordinate with support verticals and stakeholders for smooth product operations.
  • Maintain MIS and product decks for periodic reviews.
  • Engage with sales teams daily to drive disbursal volumes and maximize reach.

Educational Qualification:

Graduate/Post Graduate

Experience:

5 to 7 Years

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