Credit Manager-Affordable Housing Finance-Credit

apartmentKotak Mahindra Bank Limited placeDelhi calendar_month 
Job Description
  1. Credit Assessment,
  2. Risk Management,
  3. Loan Approval Process:
  • Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors.
  • Perform detailed analysis of financial statements, bank statements, and credit reports.
  • Assess repayment capacity and recommend appropriate loan structures.
  • Identify, analyze, and mitigate potential credit risks.
  • Ensure compliance with internal credit policies and regulatory guidelines.
  • Conduct periodic portfolio reviews to identify early warning signals.
  • Coordinate with sales and operations teams for smooth processing of loan applications.
  • Approve or recommend loans within delegated authority limits.
  • Liaise with legal and technical team for finalization.
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