Territory Sales Manager-LOANS AGAINST GOLD-Marketing Branches Operations

apartmentKotak Mahindra Bank Limited placeChennai calendar_month 

Job Description

Role- Territory Sales Manager

JD :

  • Responsible for business development of Area / Cluster
  • Strengthen business relation and co-ordination with other business and close liason with branch banking team and Area Manager
  • Regular Travel to branches - All branch visit to be done once in month
  • Educate the GLROs regularly and also updating them with new policies introduced by HO
  • Ensure every GLROs meets they SOP / KRA targets - See that week wise targets are set to GLRO and they are being achieved
  • To fill the Gaps by regular recruitment of GLROs
  • Find new potential locations where Gold loan can be started
  • Need to have market update , competition info .
  • To guide GLRO that there should be smooth process of Gold Loan operations at branch
  • Proper documentation of Gold loan to the taught to GLRO so that it help in FPT authorization of file
  • 10Lakhs above customer ASM to speak/ meet individually. To identify new HNI clients
  • Make sure Files are authorized within the HO TAT specified period and see that no branch falls under EMBARGO
  • Area to be under ZERO NPA always
  • Team Handling role
Job Requirement
  • Minimum Graduation
  • Good Communication skills
  • Excellent Team Player
  • Ready to travel
  • Have regular repo with other departments
  • Eager to learn - Should have knowledge of policies and process
  • Knowledge on Gold loan is preferable.
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